Islamic Profit Sharing Calculator

Educational tool — not financial advice. Consult a qualified scholar.

Currency

Language

Theme

Mudarabah (Profit Sharing)

Total Capital (from Investor)

Investor Profit Share (%)

Manager (Mudarib) Profit Share (%)

Report a Financial Loss Instead?

Expected Revenue

Allowable Expenses

Net Profit / Loss

Investor’s Share

Manager’s Share

Investor’s Ending Capital

Profit Sharing: Profit is shared based on the pre-agreed ratio (PSR). This ratio applies to the *net profit*, not the total revenue.
Loss Bearing: Financial loss is borne solely by the capital provider (Investor / Rab-ul-Mal). The manager (Mudarib) bears the loss of their time, effort, and work, receiving no monetary compensation.
Validity: The ratios must be a percentage of profit (e.g., 60/40) and not a fixed amount. The total must be 100%.

Asset Cost Price (to Seller)

Profit Markup Mode

Markup Percentage (%)

Down Payment (Optional)

Term (in Months)

First Payment Due Date

Payment Frequency

Schedule Mode

Total Selling Price

Total Profit

Amount Financed

Installment Amount

Installment #	Due Date	Principal Part	Profit Part	Remaining Balance

Fixed Price: The cost price and the profit margin (markup) must be known and agreed upon at the time of the contract. This total selling price is then fixed.
No Compounding: The price cannot be increased for late payment. There is no concept of “interest” or compounding. The debt is a fixed amount.
Ownership: The seller (e.g., the bank) must first take ownership and possession of the asset before selling it to the buyer.